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Gold Jewellery Price Calculator Saudi Arabia

Work out what a piece of gold jewellery costs in Saudi Arabia: the gold rate for its karat (21K is the most common), making charges, stones and 15% VAT. Example: 10 grams of 21K gold at today's rate of SAR 436.07 per gram with SAR 25.00 per gram making charges comes to SAR 5,302 including 15% VAT.

Your piece

Prices in SAR
Today's estimate, Oct 21, 2026, 20:30 UTC. Use your jeweller's rate if you have it.

Estimated price

SAR 5,302
Gold (21K, 10.000 g)SAR 4,360.70
Making chargesSAR 250.00
VAT 15%SAR 691.61

The gold in this piece is worth SAR 4,360.68 at the international price — you pay 22% more (making charges and VAT).

International price in riyals. An estimate, not a quote: shops set their own rates and charges.

How the price is worked out

  1. Net gold weight = gross weight − stone weight.
  2. Gold value = net weight × the gold rate for the karat (24K = 100.0%, 22K = 91.6%, 21K = 87.5%, 18K = 75.0% of the 24K rate).
  3. Making charges as a percentage of the gold value, per gram, or a fixed amount.
  4. Stones are charged separately — never at the gold rate.
  5. VAT of 15% on the total.

When you sell jewellery back, shops pay for the gold content only — usually at a discount to the day's rate — so making charges and VAT are not recovered. Plain, high-karat pieces and bullion coins lose the least.

Today's rates

24KSAR 498.36 /g
22KSAR 456.50 /g
21KSAR 436.07 /g
18KSAR 373.77 /g

Gold Jewellery Price in Saudi Arabia: FAQ

How is the price of gold jewellery calculated in Saudi Arabia?

Price = (gold weight × gold rate for the karat) + making charges + stones, plus 15% VAT on the total. 21K is the most popular karat for jewellery in the Kingdom.

What is today's 21K gold rate in Saudi Arabia?

About SAR 436.07 per gram for 21K and SAR 498.36 per gram for 24K, as of Oct 21, 2026, 20:30 UTC (international price in riyals). The calculator starts with these rates; replace them with your jeweller's rate if it differs.

Is VAT charged on making charges in Saudi Arabia?

Yes. VAT of 15% is charged on the full price of the jewellery — the gold, the making charges and any stones. Investment gold (bars and coins of 99% purity or more) is treated differently: it is generally zero-rated, so ask for a VAT-free invoice when buying bullion.