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Gold Jewellery Price Calculator Pakistan

Work out what a piece of gold jewellery costs in Pakistan: weight in tola, masha and ratti (or grams), the gold rate for its karat, making charges (mazdoori), wastage and, from registered jewellers, 3% sales tax. Example: 1 tola of 22K gold at today's rate of Rs 3,93,325 per tola with Rs 8,000 per tola mazdoori comes to Rs 4,01,325.

Your piece

Prices in PKR
tolamasharatti
Today's estimate, Oct 21, 2026, 20:30 UTC. Use your jeweller's rate if you have it.

Estimated price

Rs 4,01,325
Gold (22K, 11.664 g)Rs 3,93,325
Making chargesRs 8,000

The gold in this piece is worth Rs 3,93,325 at the international price — you pay 2% more (making charges and VAT).

International price in rupees; local Sarafa rates can carry a small premium. An estimate, not a quote: shops set their own rates and charges.

How the price is worked out

  1. Net gold weight = gross weight − stone weight, plus any wastage the jeweller adds.
  2. Gold value = net weight × the gold rate for the karat (24K = 100.0%, 22K = 91.6%, 21K = 87.5%, 18K = 75.0% of the 24K rate).
  3. Making charges as a percentage of the gold value, per tola or per gram, or a fixed amount.
  4. Stones are charged separately — never at the gold rate.
  5. Sales tax of 3% on the total, if the jeweller is registered.

When you sell jewellery back, shops pay for the gold content only — usually at a discount to the day's rate — so making charges and Sales tax are not recovered. Plain, high-karat pieces and bullion coins lose the least.

Today's rates

24KRs 4,29,394 /tola
22KRs 3,93,325 /tola
21KRs 3,75,720 /tola
18KRs 3,22,046 /tola

Gold Jewellery Price in Pakistan: FAQ

How is the price of gold jewellery calculated in Pakistan?

Price = (gold weight × rate per tola for the karat) + making charges (mazdoori) + wastage + stones, plus sales tax if your jeweller is registered. Rates are quoted for 24K per tola; for other karats multiply by the purity — 22K is 91.6% of the 24K rate, 21K 87.5% and 18K 75%.

What is today's 22K gold rate in Pakistan?

About Rs 33,722 per gram (Rs 3,93,325 per tola) for 22K and Rs 36,814 per gram for 24K, as of Oct 21, 2026, 20:30 UTC (international price in rupees; local Sarafa rates can carry a small premium). The calculator starts with these rates; replace them with your jeweller's rate if it differs.

How many masha and ratti are in a tola?

One tola is 12 masha, and one masha is 8 ratti, so a tola is 96 ratti. A tola weighs 11.664 grams, a masha about 0.972 g and a ratti about 0.1215 g.

How are making charges (mazdoori) quoted?

Jewellers quote mazdoori per tola, per gram, as a percentage of the gold value, or as a fixed amount for the piece. Plain bangles and chains cost less to make than sets with stones or fine handwork. There is no official rate, so compare shops.

Is there sales tax on gold jewellery in Pakistan?

Registered jewellers charge 3% sales tax on locally made jewellery under the Eighth Schedule of the Sales Tax Act. Many smaller shops are not registered and quote prices without it. Tick the sales tax box if your bill includes it.

What is wastage on gold jewellery?

Wastage is gold lost while a piece is made, which some jewellers charge as extra weight on top of the actual weight. It is quoted in ratti per tola or as a percentage (1 ratti per tola is about 1.04%). When you sell jewellery back, shops usually deduct making charges and a share of wastage.